Why do people hate talking about money?

There is a strange stigma around money. It’s one of those things we all want, need, and think about constantly but actually talking about it out loud is considered rude or tacky. Many of us, me included, we’re brought up being told that money should not de discussed, EVER! 🙅🏻‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀

But why? Everything else in life is free game. If we are trying to learn a new skill we discuss it openly. In fact, many times, we discuss it obsessively! BECAUSE discussing it is how we learn and improve. However, when it comes to money – the one thing that almost all of us want to learn more about and improve upon – our lips are totally sealed! 🙊⠀⠀⠀⠀⠀⠀⠀⠀⠀

According to a survey done by Fidelity, 43% of respondents don’t know how much their partner earns, and 36% are unaware of the amount they have invested. Additionally, University College London found that people were seven times more likely to talk to a stranger about sex, affairs, and sexually transmitted diseases than discussing their salary. 😱⠀⠀⠀⠀⠀⠀⠀⠀⠀

That’s INSANE!! Would you rather tell a stranger that you have an STD than tell them how much you make?! ⠀⠀⠀⠀⠀⠀⠀⠀⠀

I don’t get it. I personally think that money is a topic that NEEDS to be discussed. Money is one thing that influences all of our lives on a daily basis. Whether we like it or not, money matters! 💵⠀⠀⠀⠀⠀⠀⠀⠀⠀

So, I challenge you to be open to discussing it. Be open to learning more about it. Be open to simply being more open! And I am here to help you do it! This is a safe, no-judgment space, where we can learn and share and grow together!!

Invest in Experiences

I am a firm believer in the value of investing in experiences, memories, and relationships! 💜⠀⠀⠀⠀⠀⠀⠀⠀⠀

With big money comes big freedom! Freedom to buy what you want, go where you want, and do what you want. You get to choose how you spend your hard-earned cash and that is a big responsibility! 💸⠀⠀⠀⠀⠀⠀⠀⠀⠀

We’ve all heard the saying, “money can’t buy happiness”. I’m going to play devils advocate and say that it depends on how you spend your money. Money spent on material items does bring temporary joy to many of us. I know I’m not the only one who gets a little high after a big purchase. And guess what?! There is absolutely nothing wrong with that! ⠀⠀⠀⠀⠀⠀⠀⠀⠀

The dangerous thing is that like all highs, the purchasing high can be addictive. Once the joy and excitement fades, you get the urge to fill it’s place with a new purchase. This can be a dangerous cycle that does not lead to happiness. y🙅🏻‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀

So how do we extend the high without falling into this trap? It’s simple. Aim to fill your life with experiences rather than things. When I book a vacation, I get the same high as when I buy myself a new bag. The difference is that the high lasts beyond just the purchase. I end the trip with stories to tell and memories to reflect on! That’s how I buy happiness! 💜 How do you?

3 Money Management Tips Necessary to Building a STRONG Financial Foundation

1. Plan Ahead – You’re not old yet, but you will be someday, and when that day comes you want to be prepared! Start saving for retirement now! Especially if you’re self employed!! This is one of those things that’s easy to push off but the gains from starting early are impossible to ignore!⠀⠀⠀⠀⠀⠀⠀⠀⠀

2. Build your savings! You should treat your savings account the same as your taxes. Monthly savings should be taken out the same way you take out money for taxes. The easiest way to do this is to set up an automatic transfer from your checking account to your savings! That way you don’t even have to think about it.⠀⠀⠀⠀⠀⠀⠀⠀⠀

3. Debt will Kill you! Get ahead of it now. Take some time to sit down assess the damage and lay out a game plan. What percentage of your income can you dedicate to debt payments? You may have to make some lifestyle adjustments but trust me it’s worth it! You will never make real money until you settle your debt – This is a priority!

I know this may sound stressful and overwhelming but I promise you it’s not! Soooooo, sit down, and make a plan! Lay out a monthly budget that includes debt payments, savings, and retirement. And stick with it! If you need help, DM me! I’m here as your free resource, so use me! 💜

Don’t Be Afraid to Dream Big

It will cost you nothing to dream, and everything not to.⠀⠀⠀⠀⠀⠀⠀⠀⠀

I am a dreamer. I Dream big, wild, bold, and seemingly impossible dreams. And even though it may sound foolish or crazy to others, I keep dreaming.⠀⠀⠀⠀⠀⠀⠀⠀⠀

And the craziest part is that many of my outlandish, extravagant dreams have actually come true! I don’t have a fairy godmother or particularly good luck. What I do have is self-awareness and drive. I know who I am, I know what I want and I know what I am capable of when I set my mind to something!⠀⠀⠀⠀⠀⠀⠀⠀⠀

As Eleanor Roosevelt so eloquently said, “The future belongs to those who believe in the beauty of their dreams”.

How Do You Treat Yourself?

Luxury travel is a huge source of motivation for me! ✈️⠀⠀⠀⠀⠀⠀⠀⠀⠀

As many of you know, I am a dedicated globe trotter! I love traveling and exploring new, exotic destinations. This is a huge money-making motivator for me. 🤑⠀⠀⠀⠀⠀⠀⠀⠀⠀

I almost always have a trip in the books. It gives me something to work for, look forward to, and motivate myself! 🌏⠀⠀⠀⠀⠀⠀⠀⠀⠀

When I’m having a slow day, I like to remind myself why I do what I do. So, I pull up some pics or spend a few minutes researching/daydreaming about my upcoming vacation. Before I know it, I am pumped up, looking forward to the future and ready to conquer the day’s work! 💪🏼⠀⠀⠀⠀⠀⠀⠀⠀⠀

What’s the point in making big money if you’re not going to treat yourself in big ways?! Right!!⠀⠀⠀⠀⠀⠀⠀⠀⠀

How do you treat yourself?⠀⠀⠀⠀⠀⠀⠀⠀⠀

Reflecting On The Week

TGIF! On Friday’s I like to set aside some time to reflect on the week. What were my wins this week? What were my losses? What can I improve upon next week?⠀⠀⠀⠀⠀⠀⠀⠀⠀

A successful business is always growing. If you’re not moving forward, you’re moving backward. I know that’s a bold claim, but it’s true. So, what can you do to ensure forward momentum every day, week, month, year?⠀⠀⠀⠀⠀⠀⠀⠀⠀

The answer is simple. Set small, attainable goals each week and hold yourself accountable. Over time, these small accomplishments add up to make a huge difference!⠀⠀
Now, I invite you to do it with me! What were your wins this week?? What were your losses? And, what can you improve upon next week?

Give Yourself the Love and Attention You Deserve

Does anyone else find it extremely difficult to simply sit down, relax and do nothing for a whole day…even during these times when we’re all at home with nowhere to go (and some of us even with much less to do)? 🧘🏼‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀

I am a natural workaholic. I literally have to remind myself to slow down, relax and stop working! I use to subconsciously avoid stillness and silence by filling up every second of my day with work, chores (even reorganizing my sock drawer), crappy guys that I wasn’t even interested in, hours and hours at the gym (to the point of major injury and exhaustion), the list goes on and on and on. ⠀⠀⠀⠀⠀⠀⠀⠀⠀

It wasn’t until I embraced stillness and silence that I truly started to deeply heal my soul wounds. Wow it wasn’t easy, sooooo uncomfortable at first. Now I crave it, my health depends on it, and I make it a huge priority no matter where i am in the 🌍.⠀⠀⠀⠀⠀⠀⠀⠀⠀

It’s in the silence where our most productive healing is done. 💆🏼‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀

Stop and go give yourself a heaping dose of love and attention.

How Do We Become Financially Free?

I read an article in Time Magazine titled “There’s an Investing Gap That Costs Women Up to $1 Million. Here’s How to Fix It” 💸⠀⠀⠀⠀⠀⠀⠀⠀⠀

In the article, she talks about how the #MeToo movement cast a spotlight on gender equality like never before and how it has also highlighted the importance and power of being financially stable. We’re talking “Get-your-hand-off-my-leg stable. Take-this-job-and-shove-it stable. Live-my-best-life stable. Have-as-much-money-as-the-guys-do stable.” 💥⠀⠀⠀⠀⠀⠀⠀⠀⠀

So how do we, as women, actually become financially free? ⠀⠀⠀⠀⠀⠀⠀⠀⠀

Unfortunately, there are several factors playing against us. The first and most widely know is the gender pay gap. Infuriating, right? And costly. 🤬⠀⠀⠀⠀⠀⠀⠀⠀⠀

This is an issue that needs to change. Unfortunately, it’s probably not going to change fast enough to be the key to your financial success. ⠀⠀⠀⠀⠀⠀⠀⠀⠀

So, let’s look at what we can control. Studies show that women pay more for the debt they carry than men, and they don’t invest as much as men do. As a result, women retire with two-thirds the money of men…even though we tend to live years longer! That’s a BIG difference! 😱⠀⠀⠀⠀⠀⠀⠀⠀⠀

Investing is a huge wealth generator! And it’s one of the few areas of business where there is no sexism or gender bias. The stock market doesn’t know or care if you’re a man or a woman. It doesn’t affect your entry or return whatsoever. So ladies, if you’re working toward financial freedom and you’re not investing your money, then it’s time to start! Do it yourself or hire a professional. It doesn’t matter as long as you start! 💰⠀⠀⠀⠀⠀⠀⠀⠀⠀

If you’re hesitant or don’t know where to start, reach out to me today! I love answering your money questions!! 💚💚💚

Honor Who You Are

You don’t just wake up one day forever changed. For me, it’s a daily practice of:

🌟Listening to my inner voice⠀⠀⠀⠀⠀⠀⠀⠀⠀
…⠀⠀⠀⠀⠀⠀⠀⠀⠀
🌟Staying within my zone of genius⠀⠀⠀⠀⠀⠀⠀⠀⠀
…⠀⠀⠀⠀⠀⠀⠀⠀⠀
🌟Being true to myself⠀⠀⠀⠀⠀⠀⠀⠀⠀
…⠀⠀⠀⠀⠀⠀⠀⠀⠀
🌟Counting my blessings daily⠀⠀⠀⠀⠀⠀⠀⠀⠀
…⠀⠀⠀⠀⠀⠀⠀⠀⠀
🌟And constantly reminding myself of my divine purpose⠀⠀⠀⠀⠀⠀⠀⠀⠀
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How do you remember and honor who you are??

You Don’t Have to Figure it All Out on Your Own

 

My  #1 piece of advice for any woman who is looking to become financially free is to enlist help! 🔝

Financial freedom does not mean that you have to figure it all out on your own. In fact, it’s almost impossible to achieve this goal completely on your own!⠀⠀⠀⠀⠀⠀⠀⠀⠀

I’m NOT saying that you need a man to achieve this goal. What I am saying, is that you need a support system. This can be anyone from your girlfriends, to your family, or even your dog (Molly is a vital part of my support team 🐶). ⠀⠀⠀⠀⠀⠀⠀⠀⠀
…⠀⠀⠀⠀⠀⠀⠀⠀⠀
It’s not a straight path to financial freedom. There are going to be bumps in the road and you will probably have to give up some sense of security. Whether its transitioning to a new job, ending a toxic relationship, or just letting go of your own view of what you expected your life to look like at this point. When this happens, your support system is who you will lean on for emotional support. 💜⠀⠀⠀⠀⠀⠀⠀⠀⠀

They key is learning to ask for help and support when you need it. I want to make it very clear that asking for help is NOT a sign of weakness or failure. If you have that idea in your idea, destroy it now!! Asking for help is actually a sign of STRENGTH! 💪🏼

The same rules apply when it comes to business. Every great business that we know today was built on the premise of bettering the previous work of others. Every piece of technology, every building, every scientific advancement, requires collaboration and support. ⠀⠀⠀⠀⠀⠀⠀⠀⠀

Successful people know this and use it to their advantage! They surround themselves with strong, smart, and supportive people. They enlist the help of people smarter and better than them and they know when to ask for help! 👯‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀